Business Insurance

Insurance coverage for your business — so you can get back to work. Serving all of Michigan.

Lakepointe Insurance Agency understands the needs of businesses in our community — you can find our clients all around Michigan.

As an independent insurance agency, we take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business.

We’re proud members of the marketplace, and we’re committed to being an advocate for you and your business in times of need.

To talk with one of our helpful team members about your business insurance needs, contact us today.

Business Owners Policy

Combine property, liability, and business interruption for SMBs.

Commercial Property

Coverage for buildings, inventory, equipment, tools, and more.

Commercial Umbrella

Extra liability protection to meet the rising costs of lawsuits.

General Liability

Broad coverage for general liability exposures of a business.

Commercial Auto

Commercial coverage for cars, trucks, vans, and more.

Workers’ Compensation

Coverage for employees who are injured on the job.

Garage Liability

Garage Liability Any business that handles customers’ vehicles needs garage liability insurance in addition to its commercial general liability coverage. This includes businesses such as repair shops, car dealerships, tow truck drivers and service stations. A standard commercial general liability policy usually does not cover damage to vehicles not belonging to the insured party. Garage […]

Surety Bonds

Contract bonds, commercial bonds, fidelity bonds, and more.


Crime A commercial crime policy typically provides several different types of coverage, such as: employee dishonesty coverage; forgery or alteration coverage; computer fraud coverage; funds transfer fraud coverage; kidnap, ransom, or extortion coverage; money and securities coverage; and money orders and counterfeit money coverage.

Inland Marine

Inland Marine Inland marine insurance was first created to cover the transportation of goods over water, but the definition of the term has expanded to refer to the coverage of goods in transit on land, as well as to many other miscellaneous coverages such as signs, computer hardware, valuable papers, accounts receivable, employee tools, contractors […]

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